Kim Woodson is a Richmond mom-of-two and a Farmers Insurance agency owner.
By Kim Woodson
Thanks to Kimberly Woodson, Farmers Insurance Group agency owner, for this great article.
Summer is time for fun! Swimming, boating, and lots of water sports will be in full swing soon.
Boating is indeed a pleasure, but it’s important to be safe at the same time. And if you have a boat, be sure to consider the insurance needs. As a mom, I know how important it is to always take precautions to keep children and others safe. But sometimes the unexpected happens and that’s when insurance can save you lots of money and frustration.
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For many of us, boating — under sail or power — is one of the best ways to get away from it all. And if that’s your pleasure — whether you’re fishing, snorkeling or just relaxing — you love your boat. Like many activities, however, boating comes with risks, so make sure you have the coverage you want for your watercraft.
A wide range of coverage
Farmers boat policy was created for boats — power boats, small sailboats and other vessels — so you can make sure that your boat has the specialized coverage you want — coverage you can’t typically get by adding an endorsement to your homeowners policy. We offer a wide range of coverage* that typically includes:
- Physical Damage
- Increased Limits on Liability
- Medical Payments
- Uninsured Watercraft
- Total Loss Settlement Option (coverage varies by age of vessel)
- Personal Property
- Towing and Assistance
- Trailer Coverage
Call me
You may be eligible for discounts that can lower your marine coverage costs. For example, you may qualify for a discount if you have multiple policies with Farmers (such as auto and boat or home and boat). If you take a Boating Safety Course or insure more than one boat with Farmers, you may also be eligible for a discount.
Call me today and let’s discuss your boat coverage needs. I can also help you with coverage for personal watercraft, ATVs, RVs, and Travel Trailers.
